trafalgar risk management limitedtrm - IOL Professional Indemnity

Institute of Linguists Insurance - Standard Package

What's covered

The Standard Package
1) Professional Indemnity View Policy Wording


1) Professional Indemnity Insurance

Professional Indemnity - provides your company with protection against claims of negligent acts, errors or omissions or breach of professional duty.

Business Activity
Institute of Linguists
Limit of Indemnity
Choice of Limits from 50,000 up to 2,000,000 any one claim during the Period of Insurance
Geographical Limits
Worldwide excluding USA and Canada their Dominions or Protectorates. (Unless noted and agreed by the insurers prior to the inception of the policy).
Interest
1. Negligent/Breach of Duty
2. Negligent Misstatements
3. Intellectual Property Rights
4. Defamation
5. Loss of Documents
6. Dishonesty of Employees
Excess
250 each & every Claim including Defence Costs
Exclusions
1. Any Claim, potential Claim or circumstance which has or ought to have been notified under any other policy of insurance prior to the inception date
2. Any Claim made against the Insured from an entity in which the Insured exercises a financial or managerial interest
3. Any circumstance or Claim arising from the Insured's Business Activity conducted within the United States of America and/or Canada, unless noted and agreed by the insurers prior to the inception of the policy.


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Terms of business | Initial Disclosure | Security policy | Conditions of use
Trafalgar Risk Management Limited is authorised and regulated by The Financial Services Authority under registration number 311662.
Trafalgar Risk Management Limited is a member of the British Insurance Brokers Association.
Registered in England & Wales No. 03876370.
Registered Office: Audit House, 260 Field End Road, Eastcote, Middlesex, HA4 9LT.